Join Our 100,000+ Students Who Have Used our Credit Education Program.

How Our Program Works

NOT Your Traditional Credit Repair

We will teach you how to rebuild your credit around your bad credit. One of our founding principles: You don't need a clean credit report to have a high credit score.

Recorded Question and Answer Calls

These are live recordings of our "Jumpstart Your Credit” calls that we have twice per month. Everyone can listen in, but our paying customers have the ability to ask the questions.

Proven Results

Listen to some of the success stories below. Anyone can rebuild a credit score as long as they follow our fundamentals.

Additional Help for Those That Need It

If the recordings are not enough and you want to dive deeper into our program, you can sign up for our Credit Rebuilder Program for $59 per month (for two people).

What Our Client’s Are Saying

Recordings of Actual Clients From Our Live “Jumpstart Your Credit" Calls

Success Stories

After a Chapter 7 Bankruptcy, I got a 720 within 7 months!

I have two credit cards with low limits, can I get I get ones.JJ - Success Story.mp3

I started with a 431 credit score, now I have a 686 credit score.

My Credit Score Jumped from 680 to 791 After Bankruptcy

Dave Credit score of 808

Deborah

 Thankful listener

Valerie - Success story

SUCCESS! After BK, credit over 700, buying a home

Ready to join our program?

Click Here to Learn More

Bankruptcy and Your Credit Score

Ready to join our program?

Click Here to Learn More

Errors and Your Credit Score

Ready to join our program?

Click Here to Learn More

Learn and Spread the Word!

Test It Out

Before you sign up, listen to our techniques to make sure they work.

Be a Success Story

Send us your success story so you can inspire others. 

Spread The Word

Please forward this page to your friends and family.

Ready to join our program?

Click Here to Learn More

720CreditScore.com is an independent, advertising-supported comparison service. 720CreditScore.com does not include the entire universe of available financial or credit offers. 

Copyright © 2020 All rights reserved.

720 is your cheerleader! They provide all the tools & needed resources to help you easily navigate your way towards a high credit score. Wish I had know about them sooner! Highly recommended!!! 

Rachel Tittle

720 Credit Score will help you to repair your credit fast. They give you honest, straight forward information and a step-by-step guide how to do it. Philip and his team are outstanding people. Highly recommend! 

Kersti Mack 

This program is fantastic to help you begin life after a bankruptcy. Philip is extremely knowledgeable. Emails are sent frequently with any new information related to credit to help you stay abreast of any law changes etc. Just a wonderful fresh start program but it can also be used to help you should find yourself just needing to fix up your credit as well. Many many helpful tips. 

Eunique Wesley 

This is an awesome course by a great owner who really cares about people and showing people the Correct way to build there credit. I highly recommend you get started today. The company does live Q and A to answer any questions you have as well. 

Dan Sullivan 

 I want to buy a home after my Chapter 7 Bankruptcy, when can I do that

My credit has gone from 538 to 693 in six months after my Bankruptcy, Thank you!

My credit went from a 590 to a 690 in about 7-months, thank you! Is a mortgage an installment line

Started program in January, with a 582 credit score. Now, at a 667 credit score! Barbara

I'm so ashamed of my Bankruptcy, what do I do? 

How do I buy a car after my Bankruptcy?

How do I get something off my credit report that was included in my Bankruptcy? 

I filed Bankruptcy and my mortgage is no longer reporting on my credit report.  What do I do? 

How do I re-establish credit after a Bankruptcy? 

How long after a Bankruptcy do I need to wait to get credit cards? 

What credit cards should I get after my Bankruptcy?

When do I start rebuilding my credit after my Bankruptcy? 

My credit has gone from 538 to 693 in six months after my Bankruptcy, Thank you!

I received a collection notice after my Bankruptcy. How do I handle it? 

I finished my Bankruptcy a month ago, what are my next steps?  Will my fiancés' credit be impacted?

I'm a Veteran coming out of a Bankruptcy, when can I buy a home? 

Credit Cards and Your Credit Score 

Ready to join our program?

Click Here to Learn More

What if I close down my secured credit card after I raise my credit score? 

I can't get a credit card after my bankruptcy, what do I do? 

I can't get approved for my third credit card.  What should I do? 

After my Bankruptcy, I can only get credit cards with horrible rates. What do I do? 

Do I really need three credit cards? 

Do I need to keep a balance on my credit cards? 

I've been late on my credit card for 90-days. What do I do? 

I have three credit cards, will it hurt to keep one at $0 balance? 

Credit Scoring

Ready to join our program?

Click Here to Learn More

What credit scores are real? Why the difference?

Is Credit Karma a real score? 

Credit Rebuilder

Ready to join our program?

Click Here to Learn More

What is the Platinum Review (this comes with the Credit Rebuilder Program)?

My husband is in an active Chapter 13, can he still enroll into your Credit Rebuilder Program? 

How does your credit rebuilder program work?

How do I get access to the Video Credit Lessons? 

I have an error on my credit report that is not coming off, what should I do? 

Charge Offs and Your Credit Score

Ready to join our program?

Click Here to Learn More

I received a collection notice after my bankruptcy.  How do I handle this? 

My husband has a $10,000 collection coming and he won’t declare bankruptcy, what should we do

I have an old collection, should I pay it?

Will a validation letter work with Midland Collection? 

500+ Reviews

Student Loans and Your Credit Score

Ready to join our program?

Click Here to Learn More

I have a student loan that is deferred and now my payments are too high. How will this impact my credit? 

My husband has a $10,000 collection coming and he won’t declare bankruptcy, what should we do

Can student loans be discharged in bankruptcy? 

Do student loans count as an installment loan? 

Home Loans and Your Credit Score

Ready to join our program?

Click Here to Learn More

How do I qualify for a loan? 

My mortgage is not reporting on my credit report after my bankruptcy, what do I do?

Should I go back to my lender to purchase a home?  

Various Questions about Your Credit Score 

Ready to join our program?

Click Here to Learn More

How can I help my kids build their credit?

I'm a co-signer on my daughter's car and she hasn't been paying. What do I do?

Three examples of things you shouldn't waste your time doing for your credit.

Does my income impact my credit score?

Dave Ramsey says you don't need a credit score. Whom do I believe?

Do I need to pay for credit monitoring?

I'm doing everything you are telling me, yet my credit is not going up.

Does "Experian Boost" work?

How do I get fraudulent errors off my credit report? 

500+ Reviews

500+ Reviews

720 is your cheerleader! They provide all the tools & needed resources to help you easily navigate your way towards a high credit score. Wish I had know about them sooner! Highly recommended!!! 

Rachel Tittle

720 Credit Score will help you to repair your credit fast. They give you honest, straight forward information and a step-by-step guide how to do it. Philip and his team are outstanding people. Highly recommend! 

Kersti Mack 

This is an awesome course by a great owner who really cares about people and showing people the Correct way to build there credit. I highly recommend you get started today. The company does live Q and A to answer any questions you have as well. 

Dan Sullivan 

This program is fantastic to help you begin life after a bankruptcy. Philip is extremely knowledgeable. Emails are sent frequently with any new information related to credit to help you stay abreast of any law changes etc. Just a wonderful fresh start program but it can also be used to help you should find yourself just needing to fix up your credit as well. Many many helpful tips. 

Eunique Wesley 

Read All Reviews

My Credit Score Jumped from 458 to 678 in 3 Months!

//--------------I_had_a_BK_a_month_ago ---------------- //end Of Script //end Of Script